by Kate Tee
With all this winter's snow, ice and rain, you're sure to be in desperate need of some sunshine, but the credit crunch can mean the pennies won't stretch far enough for a break abroad.
Fear not! There are ways to get a great deal for less.
1. Compare Hotels
Hotelscomparison.com is an independent hotel finder that searches some of the best-known bargain hotel sites out there, such as Rates to Go, Hotel Club and Alpha Rooms. What's more, the service beat out rival hotel comparison sites in road tests by the Sunday Times and Mail on Sunday.
Simply follow the link to find great hotel deals.
2. Compare Package Holidays
If you'd prefer a combined flight/hotel package, there are thousands of holidays now available to buy online. It might take some searching to compare quotes, but there are often great deals to snap up.
Most holiday websites enable you to easily narrow your search by showing only holidays within your budget. If you've got �400 to spend per person, see what you can find within that price range and compare what the price includes. That way, you should be able to whittle down the best deal for your money.
Handy hint: If you're booking online, using a credit card can provide added insurance. Depending on the type of card, purchases costing between �100 and �30,000 are covered by Section 75 of the Consumer Credit Act 1974. The act allows you to claim against the credit card company if the service you receive doesn't come up to scratch or if a supplier goes bankrupt.
3. Go Old Skool - Visit a Travel Agent
There are some things technology can't replicate and that's the personal touch. So if you can tear yourself away from the computer, a local travel agent will be able to offer expert knowledge and advice to help you get a great deal on a holiday.
Travel agents are eager to get the sale too, especially in the current climate, so it's worth visiting one or two, to find out what's available. What's more, they have everything at their fingertips so can answer all sorts of questions without you having to slave away on the internet for hours on end.
Also, many holidays found online are also available through high-street travel agents. Why not try your face-to-face bargaining skills to see if you can barter the price down. Go into the shop forearmed with the internet price and see if they can better it. Play them off against each other to barter the price down - who knows what deals you'll be able to walk out with, thanks to the credit crunch.
Alternatively, if you can't get a discount, ask the travel agent to throw a few extras into the mix, like a day excursion or activity for the kids.
Handy hint: Don't let the travel agent talk you into buying holiday cover in store, you'll find much better travel insurance deals online.
4. Annual Travel Insurance at the Right Price
To save further time, money and last-minute stress, an annual travel insurance policy will mean you're covered all year round, so you can jet off wherever and whenever you like! But if you only want single trip cover, this is also possible.
5. Find Cheap Holiday Money
Before booking your holiday, make sure you've got the best deal on your holiday money. This is especially important during these times when the exchange rate is so low.
About the Author
Compare travel insurance on http://www.confused.com/travel-insurance.
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